A prenuptial agreement doesn't mean your marriage is doomed

A prenuptial agreement is often thought of as something that means you think your marriage is doomed before it even begins. This simply isn't the case. Instead, a prenuptial agreement is a long-term plan that you hope you don't ever have to use. This is much like a car insurance policy.

The prenup will cover the division of assets if you do end up getting divorced, but that isn't what is important right this second. When you are thinking of a prenuptial agreement before you get married, you need to focus on the communication and compromise.

You don't have to have a lot of assets to need a prenup. Instead, even people who don't have a high net worth can benefit from these agreements. Since they set out a clear plan, you can rest assured knowing what you are going to walk away with if you do end up going through a divorce.

When you are going through the premarital agreement terms, make sure that you cover the debts. In some ways, this is just as important as the division of assets since you won't want to be saddled with your ex's debts if you are going through a divorce.

You must ensure that you are handling the prenuptial agreement correctly. You need to work through it early so that there is time to consider the points that are in it. A rushed prenup is one that is likely going to be found invalid in court. You also need to make sure that it is balanced because this is a requirement for these agreements.

Source: Business Insider, "Here's why every couple should get a prenup before marriage," Libby Kane, accessed March 09, 2018

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