We recently discussed how a prenuptial agreement might help you ensure that you are protected when you are planning a marriage. One thing that you have to know is that this agreement makes you think about the future when you make plans about the present.
The prenup agreement isn't only for people with high-level assets. Just about anyone can benefit from a prenup. Even if you don't have any assets to speak of now, you can include assets that you might have in the future.
One asset that you need to think about, even if you are fresh out of high school and getting married, is your retirement account. You can include plans and conditions in the prenup that lay out the plan for these assets in the event you divorce. The agreement won't have any impact on them as long as you are married.
We understand the stigma that surrounds having this discussion with your betrothed. Since the prenup is supposed to protect both parties, you can always bring up the fact that you are thinking about both you and the person you are planning on marrying. Remember, a prenup that obviously leans more toward one side isn't going to be considered legally valid in most cases.
Ultimately, you have to do what you feel is best for your situation. We can help you address the issues that you might include in the prenup and even discuss ways that you can present it to the other party. Just remember not to wait too long because these contracts can't be signed under duress.